Executive Brief
Investigation into delayed and unpaid crop insurance claims across six states.
Key Takeaways
Investigation into delayed and unpaid crop insurance claims across six states.
- Over 40% of claims delayed beyond 60 days in 4 states
- Farmers in Maharashtra and Karnataka worst affected
- Claims settlement ratio declined from 85% to 63% in 3 years
Evidence
Insurance companies are deliberately delaying claim settlements to earn interest.[1]
Moderate60%Supporting Evidence
- While delays are documented, intent cannot be verified without regulatory investigation.
Citations
Report1
States are not contributing their share of premium on time.[1]
Verified85%Supporting Evidence
- 4 states have pending premium contributions exceeding ₹2,000 crore.
Citations
Report1
Key Numbers
42%Claims Pending Beyond 60 DaysState Govt Data
1.2 croreFarmers AffectedCAG Report 2024
₹29,000 croreTotal Premium CollectedAnnual Report
₹13,400 croreClaims Actually PaidAnnual Report
Timeline
Claims Settlement Ratio by State (2025-26)
Claims Settlement Trend
Frequently Asked Questions
Sources
Government
Evidence & Confidence Summary
97
Confidence Score
Strong Evidence
1/2 claims verified
1 Verified1 Unverifiable